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IN RE KONOWICZ

No. 11-41621 (MBK).

470 B.R. 725 (2012)

In re Michael Joseph KONOWICZ a/k/a Michael Konowicz, Debtor.

United States Bankruptcy Court, D. New Jersey.

May 17, 2012.

Attorney(s) appearing for the Case

Kirsten B. Ennis, Esq., Kirsten B. Ennis LLC, Somerville, NJ, for Debtor.

Steven K. Eisenberg, Esq., Stern & Eisenberg, Jenkintown, PA, Gilbert B. Weisman, Esq., William A. McNeal, Esq., Becket & Lee LLP, Malvern, PA, for Creditor, American Express Bank, FSB.

Albert Russo, Standing Chapter 13 Trustee, Trenton, NJ.

MEMORANDUM DECISION

MICHAEL B. KAPLAN, Bankruptcy Judge.

I. INTRODUCTION

This matter comes before the Court on a confirmation hearing filed by the Debtor, Michael Joseph Konowicz ("Debtor") with respect to the Debtor's proposed Chapter 13 Plan ("Plan"). American Express Bank, FSB ("American Express"), a creditor of the Debtor, filed an Objection to Confirmation, raising three points: (1) the Debtor is not devoting...

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