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IN RE WILLIAMS

Bankruptcy No. 09-32569. Adversary No. 09-3286.

466 B.R. 95 (2011)

In re Jeffrey E. WILLIAMS, Rhonda Renee Williams, Debtor(s). Smart Financial Credit Union, Plaintiff(s) v. Jeffrey E. Williams, Rhonda Renee Williams, Defendant(s).

United States Bankruptcy Court, S.D. Texas, Houston Division.

October 7, 2011.

Attorney(s) appearing for the Case

Don Joseph Knabeschuh, Attorney at Law, James D. Cupples, Williams Cupples Chapman LLP, Houston, TX, for Plaintiff.

William Britton Hall, Rigby Owen, III, Attorney at Law, a PLLC, Conroe, TX, for Defendants.

ORDER REGARDING COMPLAINT TO DETERMINE DISCHARGEABILITY

KAREN K. BROWN, Bankruptcy Judge.

I. Issues at trial and Resolution

Before the Court is the amended complaint of Smart Financial Credit Union (Smart), objecting to the dischargeability of its debt under 11 U.S.C. § 523(a)(2)(A)(false pretenses, a false representation, or actual fraud); § 523(a)(2)(c) (cash advances were obtained in an amount aggregating more than $750 within 70 days...

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