MEMORANDUM OPINION
CAROL A. DOYLE, Bankruptcy Judge.
The chapter 7 trustee moved for summary judgment on two counts of his complaint against Fremont Investment and Loan, Inc., the lender who refinanced the debtor's mortgage on her home several years before she filed for bankruptcy. Litton Loan is the servicer for the successor to Fremont. The issue presented is whether a chapter 7 trustee can avoid the lien of a mortgage lender who refinanced the...
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