AMENDED MEMORANDUM
ERIC L. FRANK, Bankruptcy Judge.
I. INTRODUCTION
This case presents both legal and factual issues regarding the valuation of an automobile pursuant to 11 U.S.C. § 506(a)(1) and (2) in a chapter 13 case.
Debtor Richard B. Henry ("Mr. Henry") and Jenna L. Henry (collectively, "the Debtors") commenced this chapter 13 bankruptcy case on August 2, 2010. On September 8, 2010, World Omni Financial Corp. ("World Omni") filed...
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