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IN RE SOSA

No. 10-11702.

443 B.R. 263 (2011)

In re Alberto G. SOSA, Debtor.

United States Bankruptcy Court, D. Rhode Island.

January 28, 2011.

Attorney(s) appearing for the Case

Michael W. Favicchio, Esq., Warwick, RI, for the Debtor.

Lynn Bouvier Kapiskas, Esq., Law Offices of Mark L. Smith, North Smithfield, RI, for Creditor, PHH Mortgage Corporation d/b/a PHH Mortgage Service Center.

Susan W. Cody, Esq., John McNicholas, Esq., Chelmsford, MA, for Creditor, PHH Mortgage Corporation d/b/a PHH Mortgage Service Center Korde & Associates, P.C.

John Rao, Esq., National Consumer Law Center, Inc., Boston, MA, Amicus Counsel.

DECISION AND ORDER OVERRULING CREDITOR'S OBJECTION TO LOSS MITIGATION

ARTHUR N. VOTOLATO, Bankruptcy Judge.

Heard on November 18, 2010, on the Objection of PHH Mortgage Corporation d/b/a PHH Mortgage Service Center ("PHH"), a secured creditor, to the Debtor's Request for Loss Mitigation.1 PHH objects on several grounds, which, when reduced to the basics, challenges the Bankruptcy Court's authority to require home mortgage...

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