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IN RE HOLMDAHL

No. 10-12245-13.

439 B.R. 876 (2010)

In re David B. HOLMDAHL and Teresa M. Holmdahl, Debtors.

United States Bankruptcy Court, W.D. Wisconsin.

November 3, 2010.

Attorney(s) appearing for the Case

Lawrence J. Kaiser, The Law Office of Kaiser, Ltd., Eau Claire, WI, for Debtors.

Ronald L. Siler, Van Dyk, Williamson & Siler, S.C., New Richmond, WI, for Creditor AnchorBank, fsb.

MEMORANDUM DECISION AND ORDER

THOMAS S. UTSCHIG, Bankruptcy Judge.

This case presents an unusual scenario in which the debtors actually hope to benefit from a failed foreclosure sale. The parties have stipulated to the essential facts. The Holmdahls' home is encumbered by a mortgage in favor of the creditor, AnchorBank. The debtors defaulted on their loan payments and AnchorBank started foreclosure proceedings...

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