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IN RE SEDERLUND

BAP No. 10-6017.

440 B.R. 168 (2010)

In re Kellie K. SEDERLUND, also known as Kelly K. Sederlund, Debtor. Kellie K. Sederlund, also known as Kelly K. Sederlund, Plaintiff-Appellant v. Educational Credit Management Corporation, Defendant-Appellee.

United States Bankruptcy Appellate Panel of the Eighth Circuit.

Decided: November 1, 2010.

Attorney(s) appearing for the Case

A.L. Brown, Oakdale, MN, for appellee.

Kellie K. Sederlund of Minneapolis, MN, was not represented by counsel.

Before FEDERMAN, VENTERS and NAIL, Bankruptcy Judges.

FEDERMAN, Bankruptcy Judge.

Debtor Kellie K. Sederlund appeals from the Order of the Bankruptcy Court1 holding that her student loans should not be discharged pursuant to 11 U.S.C. § 523(a)(8). For the reasons that follow, we AFFIRM.

FACTUAL BACKGROUND

Debtor Kellie K. Sederlund is forty-two years old. She has no physical, mental, or psychological disability. She began her college education in 1986 and, in...

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