MEMORANDUM
ERIC L. FRANK, Bankruptcy Judge.
I. INTRODUCTION
Presently before the court is the Motion to Avoid the Judicial Lien of GMAC ("the Motion") filed by Gerald Coley ("the Debtor"). The Debtor seeks to avoid the judicial lien except to the extent of $11,605.66. GMAC, Inc. ("GMAC") opposes the Motion. While GMAC agrees that the lien may be avoided in part, GMAC asserts that its lien is non-avoidable to the extent of $51,379.25.
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