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IN RE REGAN

Bankruptcy No. 08-21546. Adversary No. 08-6095.

439 B.R. 522 (2010)

In re Robert John REGAN and Diane Patricia Regan, Debtors. Robert John Regan and Diane Patricia Regan, Plaintiffs, v. HSBC Bank (USA), Defendant.

United States Bankruptcy Court, D. Kansas.

September 7, 2010.

Attorney(s) appearing for the Case

Kenneth M. Gay, Lenexa, KS, for Plaintiffs.

Jill D. Olsen, The Olsen Law Firm, LLC, Kansas City, MO, Jonathon Burford, Kozeny & McCubbin, LC, St. Louis, MO, for Defendant.

MEMORANDUM OPINION AND ORDER ON COMPLAINT FOR RESCISSION AND DAMAGES FOR VIOLATION OF THE TILA

DALE L. SOMERS, Bankruptcy Judge.

In this adversary case, Debtors Robert and Diane Regan (hereafter "Debtors" or "Plaintiffs") allege violations of the Truth in Lending Act, 15 U.S.C. § 1601-1666j (hereafter "TILA")1 occurred in connection with their home mortgage loan, entitling them to rescind the transaction almost three years...

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