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IN RE ADAMS

Bankruptcy No. 09-55705. Adversary No. 09-2363.

434 B.R. 510 (2010)

In re Deborah Ann ADAMS, Debtor. Larry J. McClatchey, Chapter 7 Trustee, Plaintiff, v. America's Wholesale Lender, et al., Defendants.

United States Bankruptcy Court, S.D. Ohio, Eastern Division at Columbus.

July 29, 2010.

Attorney(s) appearing for the Case

William Todd Drown, Folland & Drown, LPA, Mount Vernon, OH, for Plaintiff.

Amelia A. Bower, Columbus, OH, for Defendants.

Delbert Andrew Adams, Athens, OH, pro se.

MEMORANDUM OPINION AND ORDER DENYING MOTION FOR SUMMARY JUDGMENT

JOHN E. HOFFMAN, JR., Bankruptcy Judge.

I. Introduction

In this adversary proceeding, the Chapter 7 trustee of the debtor's estate ("Trustee") seeks, pursuant to 11 U.S.C. § 544(a)(3), to avoid a mortgage currently held by America's Wholesale Lender ("AWL") on real property owned by Deborah Adams ("Debtor" or "Adams") at 1178 Utah Avenue, Logan, Ohio 43138 ("Property"...

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