MEMORANDUM OPINION
JERRY W. VENTERS, Bankruptcy Judge.
The Chapter 7 trustee, Norman Rouse ("Trustee"), seeks to avoid under 11 U.S.C. § 547(b) a transfer ("Transfer") that occurred when the Defendant, University National Bank ("UNB"), perfected within 90 days of the petition date a lien on an automobile owned by the Debtors.
To avoid a preference, a trustee must establish every element of 11 U.S.C. § 547(b). That is, the transfer...
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