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IN RE LOPEZ

No. 10-10861-RGM.

440 B.R. 447 (2010)

In re John D. LOPEZ, Debtor.

United States Bankruptcy Court, E.D. Virginia, Alexandria Division.

June 24, 2010.

Attorney(s) appearing for the Case

John D. Lopez, Manassas, VA, pro se.

H. Jason Gold, Wiley Rein LLP, McLean, VA, Trustee pro se.

MEMORANDUM OPINION

ROBERT G. MAYER, Bankruptcy Judge.

THIS CASE is before the court on the debtor's motion to approve a reaffirmation agreement with Navy Federal Credit Union. The debtor proposed to reaffirm a debt secured by a first trust on his home. He is not delinquent.

Prior to 2005, a debtor had the right to continue to make payments on a debt that was current and retain the property that was collateral for the debt without redeeming...

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