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IN RE SAUER

Bankruptcy No. 08-52152. Adversary No. 08-2178.

417 B.R. 523 (2009)

In re Adina M. SAUER, Debtor. Myron N. Terlecky, Chapter 7 Trustee, Plaintiff, v. Chase Home Finance, LLC, Defendant.

United States Bankruptcy Court, S.D. Ohio, Eastern Division.

September 25, 2009.

Attorney(s) appearing for the Case

James A. Coutinho, for Plaintiff.

Holly N. Wolf, Columbus, OH, for Defendant.

Amelia A. Bower, Columbus, OH, for Defendant.

Adina M. Sauer, Westerville, OH, Debtor.

Thomas C. Lonn, Westerville, OH, for Debtor.

MEMORANDUM OPINION ON MOTION FOR SUMMARY JUDGMENT

JOHN E. HOFFMAN, Bankruptcy Judge.

I. Introduction

On March 13, 2008 ("Petition Date"), Adina M. Sauer ("Adina" or "Debtor") filed a voluntary Chapter 7 petition. Prior to the Petition Date, Adina and her husband, Jason M. Sauer ("Jason"), executed a mortgage that included a certificate of acknowledgment clause signed by a notary public. The certificate...

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