MEMORANDUM OPINION
BRENDA T. RHOADES, Bankruptcy Judge.
Warranty Underwriters Insurance Company ("WUIC") initiated this action against Kevin Sewell and Suzanne Cruz Sewell (collectively, the "Sewells") by filing an Original Complaint to Determine Dischargeability on November 9, 2007. In the adversary complaint, WUIC sought a judgment that the Sewells' obligations to it under a Judgment on Arbitration Award and a Final Judgment on Cross...
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