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IN RE FORD

No. 07-31540.

415 B.R. 51 (2009)

In re Cleon L. FORD, Debtor.

United States Bankruptcy Court, N.D. New York.

April 20, 2009.

Attorney(s) appearing for the Case

Kall and Reilly LLP, Richard G. Reilly, Jr., Esq., Red Creek, NY, Attorneys for Debtor.

The Crossmore Law Office, Edward Y. Crossmore, Esq., Ithaca, NY, Attorneys for Community Bank, N.A.

Chapter 7 Trustee, Mary E. Leonard, Esq., Cortland, NY.

MEMORANDUM-DECISION

MARGARET CANGILOS-RUIZ, Bankruptcy Judge.

On June 7, 2007, Cleon L. Ford ("Debtor"), a resident of Cayuga County, filed his bankruptcy petition for relief under chapter 7 of the United States Bankruptcy Code.1 On his Schedule C, Claim of Exempt Property, Debtor listed two parcels of real property that he claimed as exempt homestead.

On July 19, 2007, Community Bank, N.A. ("Bank") moved to limit or...

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