MEMORANDUM of DECISION
RALPH B. KIRSCHER, Bankruptcy Judge.
In this Adversary Proceeding, Plaintiffs Kenneth Merena ("Merena") and Yu Zhao ("Zhao") seek the denial of the Defendant/Debtor Alice Michelle Merena's ("Alice") discharge under 11 U.S.C. §§ 523(a)(2)(A), 523(a)(6), 727(a)(3), 727(a)(4) and 727(a)(6)(C). Alice opposes the Plaintiffs' allegations. After trial of this cause and review of applicable law, this matter is ready for decision...
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