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IN RE CLARK

Nos. 08-32247(ASD), 08-31932(LMW), 08-32140(ASD), 08-32346(LMW), 08-31509(ASD).

401 B.R. 75 (2009)

In re Kevin CLARK, Debtor. In re Sarah K. Pannone, Debtor. In re John R. Sember, Debtor. In re Theresa Valenti, Debtor. In re Neal Karker and Karen Karker, Debtors.

United States Bankruptcy Court, D. Connecticut.

February 23, 2009.

Attorney(s) appearing for the Case

Joel M. Grafstein, Grafstein and Associates, Farmington, CT, for Debtor, Kevin Clark.

Neil Crane, Law Offices of Neil Crane, LLC, Hamden, CT, for Debtor, Theresa Valenti/Sarah K. Pannone.

Stuart H. Caplan, Law Offices of Neil Crane, LLC, Hamden, CT, for Debtor, Sarah K. Pannone.

Joseph P. Rigoglioso, Shelton, CT, for Debtor, Neal Karker/Karen Karker.

John R. Sember, pro se.

MEMORANDUM OF DECISION RE: VARIOUS REAFFIRMATION AGREEMENTS FILED (OR HEARD) AFTER ENTRY OF DISCHARGE

LORRAINE MURPHY WEIL, Bankruptcy Judge.

The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 ("BAPCPA") added Sections 362(h)(1), 521(a)(6) and 521(d) to the Bankruptcy Code and revised Bankruptcy Code § 521(a)(2). The implications of those changes on secured loans against personal property are not entirely clear. See, e.g....

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