DECISION & ORDER
JOHN C. NINFO, II, Bankruptcy Judge.
BACKGROUND
On December 21, 2007, Jane Kjoller, MD (the "Debtor") filed a petition initiating a Chapter 13 case. On the Initial Schedules and Statements required to be filed by Section 521 and Rule 1007, the Debtor indicated that: (1) she owned a residence at 24 Monroe Street, Honeoye Falls, New York, which had a fair market value of $215,000.00 and was encumbered by two mortgages...
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