MEMORANDUM-DECISION AND ORDER
ROBERT E. LITTLEFIELD, JR., Bankruptcy Judge.
Capital Communications Federal Credit Union ("Capital" or "Plaintiff") commenced this adversary proceeding against Mignonette M. Crowson ("Debtor") seeking a determination that the Debtor's credit card debt is nondischargeable under 11 U.S.C. § 523(a)(2)(A).
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