MEMORANDUM OF DECISION AFTER TRIAL
MAUREEN TIGHE, Bankruptcy Judge.
I. BACKGROUND:
On December 18, 2006, Danny R. Still, Jr. filed a voluntary chapter 13 petition in case no. SV 06-12366 MT. On July 13, 2007, Danny R. Still, Jr. and Diane Tristan (collectively known as "Plaintiffs") initiated an adversary proceeding, case no. SV 07-01152 MT, against Aram Arakelyan, Anahita Arakelyan, and Sasun Arakelyan (collectively known as "Defendants...
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