JOHN MAUZY PITTMAN, Judge.
This case involves a motor-vehicle accident that occurred on September 10, 2009, in Arkansas. Appellants were traveling on Interstate 30 when they were struck head-on by a vehicle driven by Jerry Adams. Mr. Adams, who was determined to be at fault in that accident, had automobile insurance with a policy limit of $50,000. Appellant Cyrena Hoosier sustained severe injuries and incurred approximately $200,000 in medical bills. Mrs. Hoosier...
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