RONALD L. SHEFFIELD, Justice.
The Arkansas Court of Appeals certified this case to us pursuant to Arkansas Supreme Court Rule 1-2(b)(1), (4), and (5) (2009), as a case involving an issue of first impression, having a substantial public interest and needing clarification or development of the law. We have been asked to determine whether nonwaiver and no-unwritten-modifications clauses in a financing agreement preclude a creditor from waiving future strict compliance...
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