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ESPELAND v. ONEWEST BANK, FSB

Nos. S-14571, S-14931.

323 P.3d 2 (2014)

Max and Peggy ESPELAND, Appellants, v. ONEWEST BANK, FSB; Indymacfederal Bank, FSB; Indymac Mortgage Services; and Alaska Trustee LLC, Appellees.

Supreme Court of Alaska.

Rehearing Denied May 7, 2014.

Attorney(s) appearing for the Case

Max and Peggy Espeland, pro se, Anchorage, Appellants.

Scott J. Gerlach, Delaney Wiles, Inc., Anchorage, for Appellees OneWest Bank FSB and IndyMac Mortgage Services.

Richard N. Ullstrom, Routh Crabtree Olsen-Alaska, Inc., Anchorage, for Appellee Alaska Trustee, LLC.

Before: FABE, Chief Justice, WINFREE, STOWERS, MAASSEN, and BOLGER, Justices.

OPINION

STOWERS, Justice.

I. INTRODUCTION

In 2005 Max and Peggy Espeland refinanced their home with E-Loan, Inc. Shortly thereafter, their loan was purchased by another bank and securitized. The Espelands eventually defaulted on the loan and their home was sold in a non-judicial deed of trust foreclosure. The Espelands brought an action in the superior court to void the sale, arguing mainly that inconsistencies in and multiple transfers...

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