MEMORANDUM OPINION AND ORDER ON MOTION FOR SUMMARY JUDGMENT
PHILIP R. MARTINEZ, District Judge.
On this day, the Court considered Defendants BAC Home Loans Servicing, L.P. and the Bank of New York Mellon's "Motion for Summary Judgment and Brief in Support" (ECF No. 32), filed on December 5, 2013 [hereinafter "Motion"]; Plaintiff Jose Santiago's "Response to Defendant's Motion for Summary Judgment" (ECF No. 38), filed on January 10, 2014 [hereinafter...
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