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CONRAD v. FARMERS AND MERCHANTS BANK

Civil Action No. 5:10cv00047.

762 F.Supp.2d 843 (2011)

Steven J. CONRAD, Plaintiff, v. FARMERS AND MERCHANTS BANK, Defendant.

United States District Court, W.D. Virginia, Harrisonburg Division.

January 31, 2011.

Attorney(s) appearing for the Case

Henry Woods McLaughlin, III, The Law Office of Henry McLaughlin PC, richmond, VA, for Plaintiff.

David A. Penrod, Grant David Penrod, Hoover Penrod PLC, Harrisonburg, VA, for Defendant.

MEMORANDUM OPINION

SAMUEL G. WILSON, District Judge.

This is an action by plaintiff, Steven J. Conrad ("Conrad"), against defendant, Farmers and Merchants Bank ("FMB") pursuant to the Truth in Lending Act, 15 U.S.C. § 1601 et seq. ("TILA"), seeking a declaratory judgment that he is entitled to rescind a mortgage loan refinancing agreement years after the loan closed. Conrad alleges that he has a statutory right of rescission because FMB...

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