EXPLANATION
ANITA B. BRODY, District Judge.
On December 1, 2004, Defendant Irene Thomas was struck by a motor vehicle as she was attempting to enter a school bus owned and operated by Atlantic Express Bus Company. The vehicle that struck Thomas was uninsured at the time of the accident; the school bus was insured by Plaintiff Liberty Mutual Group ("Liberty Mutual"). Thomas sought uninsured motorist coverage from Liberty Mutual and the parties agreed...
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