AMENDED DECISION GRANTING IN PART AND DENYING IN PART DEBTOR'S MOTION FOR SUMMARY JUDGMENT AND HSBC BANK USA, NA, AS INDENTURE TRUSTEE FOR THE REGISTERED HOLDERS OF THE RENAISSANCE HOME EQUITY LOAN ASSET-BACKED CERTIFICATES, SERIES 2005-1, PHH MORTGAGE CORPORATION AND OCWEN LOAN SERVICING, LLC'S CROSS-MOTION FOR SUMMARY JUDGMENT
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