MEMORANDUM OF DECISION
YOUNG, District Judge.
I. INTRODUCTION
This is an action under the Employment Retirement Security Act of 1974, codified as amended at 29 U.S.C. §§ 1001-1461 (ERISA). The plaintiff, Dr. Julie Colby, M.D. ("Dr. Colby"), filed suit against the defendants, Assurant Employee Benefits, Fortis Benefits Insurance Company, Management Company for Merrimack Anesthesia Associates Long Term Disability Plan, and Union Security...
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