ORDER ON CROSS MOTIONS FOR SUMMARY JUDGMENT
ADALBERTO JORDAN, District Judge.
For the reasons which follow, First Liberty's motion [D.E. 36] for summary judgment is GRANTED, and Gabina Maldonado's motion [D.E. 33] for summary judgment is denied.
I. FACTS
This bad faith case arises from an automobile accident on or about January 5, 2004,
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