MEMORANDUM OPINION
ROGER W. TITUS, District Judge.
From a review of the factual allegations in the pleadings in the above five cases, it appears that Kathleen Arnold and Timothy Cotten refinanced the mortgage on their home in Calvert County, Maryland. This relatively simple transaction, and those that necessarily evolved from it, apparently were not concluded or carried out in a manner satisfactory to the Plaintiffs. The result has been a veritable...
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