MEMORANDUM OF DECISION AND ORDER
SPATT, District Judge:
I. BACKGROUND
Rajiv Garg (the "plaintiff" or "Garg") was employed by Credit Suisse First Boston ("CSFB") as a supervisor of the Global Market Risk Management group from 1994 until 1999, when he claims that he became disabled and was no longer capable of performing his professional responsibilities. Winterthur Life (the "defendant" or "Winterthur"), is an insurance company organized...
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