Malone Jr., J.
In June 2004, plaintiff requested that defendant Hughson & Benson Associates Insurance (hereinafter H & B) provide him with a homeowners' insurance policy on property he owned at 159 County Highway 56 in the Village of Schenevus, Otsego County. H & B secured a policy through defendant Leatherstocking Cooperative Insurance Company, effective June 25, 2004 through June 25, 2005. Plaintiff tendered a down payment of $94 at that time and elected...
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