MEMORANDUM OPINION AND ORDER
SAVAGE, District Judge.
The issue presented in this bankruptcy appeal is whether the "tolerances for accuracy" provision of the. Truth in Lending Act ("TILA"), 15 U.S.C. § 1605(f), which excuses lenders from liability for minimal understated finance charges, is an affirmative defense to a TILA claim that must be pled or it is waived. Reversing itself on reconsideration, the Bankruptcy Court ruled that the provision...
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