ELLINGTON, Judge.
The Superior Court of Athens-Clarke County granted the motion for summary judgment filed by the insured, University of Georgia Athletic Association, Inc. ("the Association"), in this insurance coverage dispute. The insurer, Fireman's Fund Insurance Company, appeals, contending that it has no duty to defend because the claims at issue come within the ambit of both a "failure to effect or maintain insurance" exclusion and a "bodily injury" exclusion...
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