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ALLSTATE INS. CO. v. GAUTHIER

Record No. 060951.

641 S.E.2d 101 (2007)

ALLSTATE INSURANCE COMPANY v. Elsie Bradshaw GAUTHIER, et al.

Supreme Court of Virginia.

March 2, 2007.

Attorney(s) appearing for the Case

R. Larry Lambert, Jr. (Lambert & Lambert, on brief), for appellant.

Patrick M. Brogan (F. Sullivan Callahan; Davey & Brogan, on brief), Norfolk, for appellees.

Present: HASSELL, C.J., LACY, KEENAN, KOONTZ, LEMONS, and AGEE, JJ., and CARRICO, Senior Justice.

OPINION BY Justice DONALD W. LEMONS.

In this appeal, we consider whether an exclusion from coverage in an insurance policy properly applies to a claim for loss as a result of the sinking of a boat.

I. Facts and Proceedings Below

Elsie Gauthier owned a power boat covered under an all risk insurance policy (the "policy") issued by Allstate Insurance Company ("Allstate"). Under the terms of the policy, Albert Gauthier, Mrs. Gauthier's husband, was an...

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