MEMORANDUM OF DECISION REGARDING MOTIONS FOR SUMMARY JUDGMENT
WILLIAM C. HILLMAN, Bankruptcy Judge.
I. Introduction
Stewart F. Grossman, Chapter 7 Trustee (the "Trustee"), filed this adversary proceeding to determine the rights of various claimants to the surplus funds from the foreclosure of a mortgage on real estate of Denise M. Fadili (the "Debtor"). The Trustee further seeks to avoid a mortgage which the Debtor granted to Riley & Dever...
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