OPINION AND ORDER
MYRON H. THOMPSON, District Judge.
Plaintiff Walter Wren Wyatt, III, filed this lawsuit against defendants Mortgage Electronic Registration Systems, Inc. ("MERS"), Veterans Affairs Secretary R. James Nicholson ("the VA Secretary"), and Joshua and Natalie Mellor ("the Mellors"). Relying on 1975 Ala Code § 6-5-248, Wyatt seeks to redeem property foreclosed and sold under the terms of a mortgage;
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