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LAWRENCE v. HOUSEHOLD BANK (SB), N.A.

Civil Action No. 2:03cv280-MHT.

505 F.Supp.2d 1279 (2007)

Reather LAWRENCE, individually and on behalf of all other personal credit card holders, etc., Plaintiff, v. HOUSEHOLD BANK (SB), N.A., and Household Credit Services, Inc., Defendants.

United States District Court, M.D. Alabama, Northern Division.

August 20, 2007.

Attorney(s) appearing for the Case

Andrew J. Noble, III, Ronald H. Kent, Jr., Bradley Arant Rose & White LLP, Birmingham, AL, Angela Raines Rogers, Bradley Arant Rose & White, LLP, Montgomery, AL, Christopher R. Lipsett, Matthew Phineas Previn, Wilmer Cutler Pickering Hale & Dorr LLP, New York, NY, for Defendants.

OPINION

MYRON H. THOMPSON, District Judge.

Plaintiff Reather Lawrence brought this lawsuit on February 10, 2003, against defendants Household Bank (SB), N.A., and Household Credit Services, Inc. in Alabama state court, claiming violations of the federal Fair Credit Billing Act (FCBA), 15 U.S.C. §§ 1666-1666j, as enforced by the Truth in Lending Act (TILA), 15 U.S.C. § 1640.1 The defendants, hereafter collectively...

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