MEMORANDUM AND ORDER
JOHN, W. LUNGSTRUM, District Judge.
Plaintiffs Clara and George Louderback are the parents of Allie Louderback, a woman who died from an infection secondary to surgical treatment for a pre-existing health condition; Clara Louderback is also the named beneficiary in her daughter's group accident insurance policy. After Gerber Life Insurance Company denied Clara Louderback's claim for benefits, plaintiffs filed this action under...
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