OPINION & ORDER
BENSON, District Judge.
I. INTRODUCTION
Plaintiff Claudia Sanborn brought this suit on July 9, 2003 under the Real Estate Settlement Procedures Act ("RE SPA"), 12 U.S.C. §§ 2601-2617, the Truth In Lending Act ("TILA"), 15 U.S.C. §§ 1601-1641, and the Fair Debt Collection Practices Act ("FDCPA"), 15 U.S.C. § 1692, against Defendants American Lending Network ("American Lending"), Stephanie Bevard, and...
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