OPINION AND ORDER
GUSTAVO A. GELPI, District Judge.
This appeal arises from a decision and order of the United States Bankruptcy Court for the District of Puerto Rico ("Bankruptcy Court") granting partial summary judgment in favor of Fernando Ruiz Alvarado and Carmen M. Velez Ramos (collectively "the Debtors") and against Juan A. Pico. After carefully reviewing the parties' briefs and the record, the court
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