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IN RE PHILLIPS

Bankruptcy No. 05-87521. Adversary No. 06-8070.

367 B.R. 637 (2007)

In re Kim E. PHILLIPS and Mary M. Phillips, Debtors. Colchester State Bank, an Illinois Banking Corporation, Plaintiff, v. Kim E. Phillips and Mary M. Phillips, Defendants.

United States Bankruptcy Court, C.D. Illinois.

April 30, 2007.

Attorney(s) appearing for the Case

John S. Narmont, Springfield, IL, for Debtor/Defendants.

John D. McMillan, Macomb, IL, for Plaintiff.

OPINION

THOMAS L. PERKINS, Chief Bankruptcy Judge.

Before the Court is the motion for summary judgment filed by Kim E. Phillips and Mary M. Phillips, the Debtors (individually referred to as "KIM" and "MARY" and jointly referred to as "DEBTORS"), against Colchester State Bank (COLCHESTER), on its Complaint seeking a determination that its debts are nondischargeable pursuant to Section 523(a)(2)(B) of the Bankruptcy Code. For

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