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GARNETT v. WRP ENTERPRISES, INC.

No. 4095.

368 S.C. 549 (2006)

Cindy Barrett GARNETT, Plaintiff, v. WRP ENTERPRISES, INC. & Revmax, Inc. d/b/a Thrifty Car Rental, and Philadelphia Indemnity Insurance Company, Defendants, Of whom Philadelphia Indemnity Insurance Company is the, Appellant, and Cindy Barrett Garnett, WRP Enterprises, Inc. & Revmax, Inc. d/b/a Thrifty Car Rental are the, Respondents.

Court of Appeals of South Carolina.

Decided March 20, 2006.

Attorney(s) appearing for the Case

James Edward Bradley, of West Columbia, and James E. Green, Jr. and Mark E. Dreyer, both of Tulsa, OK, for Appellant.

Nelson Russell Parker, of Manning, and William Pearce Davis, of Columbia, for Respondents.

GOOLSBY, J.

Cindy Barrett Garnett brought this declaratory judgment action to determine the amount of liability insurance available to a Thrifty Car Rental customer who collided with a vehicle in which Garnett was riding. The trial court found Philadelphia Indemnity Insurance Co.,1 the rental company's commercial liability carrier, was responsible for coverage. Philadelphia appeals, arguing the trial court erred in interpreting the clear...

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