MEMORANDUM OF DECISION
MARK R. KRAVITZ, District Judge.
Plaintiffs Robert Robinson, Jr. and Thomas Donohue bring this action on behalf of themselves and other similarly situated individuals who retired from the sheet-metal trade on Industry-Related Disability ("IRD") benefits under the Sheet Metal Workers' National Pension Fund (the "Plan") between January 1, 1994, and December 31, 2004. Plaintiffs sue the Plan,
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