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KNOEPFLER v. GUARDIAN LIFE INS. CO. OF AMERICA

No. 05-1186.

438 F.3d 287 (2006)

Jerrold B. KNOEPFLER, Appellant v. GUARDIAN LIFE INSURANCE COMPANY OF AMERICA; Berkshire Life Insurance Company of America, a subsidiary of the Guardian Life Insurance Company of America.

United States Court of Appeals, Third Circuit.

February 27, 2006.

Attorney(s) appearing for the Case

Robert E. Margulies, (Argued), Margulies, Wind & Harrington, Jersey City, NJ, for Appellant.

David R. Kott, Robert P. Lesko, (Argued), McCarter & English, Newark, NJ, for Appellees.

Before SCIRICA, Chief Judge, VAN ANTWERPEN and COWEN, Circuit Judges.

OPINION

COWEN, Circuit Judge.

Jerrold Knoepfler, the insured, appeals the order of the district court granting summary judgment in favor of defendant-appellees Guardian Life Insurance Company of America and Berkshire Life Insurance Company of America (collectively "Guardian") on his claims for benefits under two policies of disability insurance. The district court found that the claims were time-barred based upon...

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