RULING AND ORDER ON CROSS MOTIONS FOR SUMMARY JUDGMENT [DOCS. ## 25, 28]
ARTERTON, District Judge.
Plaintiffs State Farm Bank, F.S.B. ("State Farm"), a federal savings association chartered under the Home Owners' Loan Act ("HOLA"), 12 U.S.C. § 1461 et seq., and Nick Lopreiato, an exclusive agent of State Farm, bring this action for declaratory and injunctive relief against
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