HULL, Circuit Judge:
Appellants Jorge and Gayle Guerra (the "Guerras") appeal the district court's order affirming the bankruptcy court's dismissal of their adversary complaint against Dr. Luis Fernandez-Rocha (the "Debtor") based on his failure to comply with Florida's Financial Responsibility Act, Florida Statutes § 458.320. On appeal, the Guerras challenge the bankruptcy court and district court's determination that the debt in issue is dischargeable in bankruptcy...
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