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IN RE FORD

BAP No. UT-05-036. Bankruptcy No. 04C-28173.

336 B.R. 813 (2006)

In re Richard A. FORD and Tonda L. Ford, also known as Tonda Yung, Debtors. Richard A. Ford and Tonda L. Ford, Appellants, v. Duane H. Gillman, Trustee, Appellee.

United States Bankruptcy Appellate Panel for the Tenth Circuit.

January 20, 2006.

Attorney(s) appearing for the Case

Thomas Neeleman (Jennifer L. Neeleman with him on the briefs) of Thomas D. Neeleman, Esq., L.C., Salt Lake City, Utah, for Appellants.

Duane H. Gillman (Michael F. Thomson with him on the brief) of McDowell & Gillman, P.C., Salt Lake City, Utah, for Appellees.

Before CORNISH, BROWN, and McNIFF, Bankruptcy Judges.

OPINION

McNIFF, Bankruptcy Judge.

The debtors appeal the bankruptcy court's order denying Tonda L. Ford's claim of exemption in proceeds from the settlement of a personal injury lawsuit (Order). The Order incorporated the bankruptcy court's findings of fact and conclusions of law entered on the record. We reverse and remand.

I. Background

On December 18, 2003, Tonda L. Ford, one of the joint debtors, was injured in an automobile...

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