JOHNSON, Presiding Judge.
Carolyn Hartsock received structured settlement payments, arising from litigation unrelated to the instant case, from Prudential Reinsurance Company. Hartsock sold one of her lump sum payments, in the amount of $60,096, to Singer Asset Finance Company, LLC. She directed Prudential to remit the payment to Singer's post office box in Newark, New Jersey. Prudential issued the check as directed, but Singer never received it.
Instead,...
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