MEMORANDUM OPINION AND ORDER
HARMON, District Judge.
Plaintiff Bayou West Condominiums Homeowners Association ("Bayou West"), the representative of the individual homeowners of the Bayou West Condominiums, is suing Defendant Royal Surplus Lines Insurance Company ("Royal Surplus") to recover for a fire that damaged its property on 25 September 2003. Defendant claims it is not liable because Bayou West's policy had been canceled three months earlier...
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